Property Moose

From the data available on SPV 1,2,3,4,5,6 and 8:

• Only SPV3 has a negative total return.
  
• SPV2, 4, 5 and 6 shares have devalued based on the sale price to the crowd, but the total return is positive when dividend is considered for those exiting.
• SPV 1 and 8 are the only cases where share value has increased from the initial £500 share price

This is all based on PM's post in the "RELISTINGS, SPV 2/5/7" thread.

This SPV deal sucks as far as I'm concerned. When I began with PM 2 years ago the investments were all over 2 years and they were predicting profits. To my knowledge, property prices have increased over the last two years and I would have thought that I would make a profit at the end of the 2 year term by the sale of the property. The rent received from the property is a bonus, so realistically I should have made a total gain. So getting back less than my initial £500 doesn't work for me. Good luck to the ones that have held on to the shares.  

I have noticed that in spite of several requests for cooldad to supply the spv numbers of the properties he is talking about, he still hasn't done so.

Just makes me wonder if these claims are genuine. And to be honest if anyone is expecting to see big profits from property investing after only a couple of years is really deluding themselves. I'm hoping to keep my holdings for at least 5 years and will be voting to continue when my properties come to the end of their current terms.

Duh? I like to keep my investments private, but just for you Highlandtiger, the investments were SPV2 and SPV7. Good luck with your investments.

I realise that shares on the stock exchange are risky but my managed portfolio on my shares with SM Stakeholder International increased 2014 - 2015 by 6%. 2015 - 2016 a massive increase of 22%.

I rest my case.

All I can say to cooldad is that a bigger picture needs to be taken into consideration with regards to all investments, and timing is crucial. Just because your stocks and shares did well in the last few years doesn't mean they will continue to do so 2008 isn't that long ago.

I could have bought silver in 2008 at £6 an ounce and sold it three years later for £22 an ounce. A 350%+ increase in 3 years sort of puts your share profits to shame does it not.

Pity you didn't, eh? At least I put my money where my mouth is. The crucial point in investing your money is to closely monitor it. Bit like gambling, cash up when you're on a roll.

If the seller is a mortgagor who has repossessed  the property their main concern will be to recover their loan. Although in theory they have a legal duty to get the best price and remit any surplus to the borrower in practice an offer over the loan amount, with no other offers in a reasonable time frame, may acquire the property below market value because the mortgagor is a finance company not a property company and has no staff to manage a property which is often deteriorating. So I had no reason to doubt PM's claim and expected a capital gain (or at a minimum not a loss) even in a flat market.