ben
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SPV40
Mar 1, 2016 21:19:55 GMT
Post by ben on Mar 1, 2016 21:19:55 GMT
See that 39 and 40 are fully funded which is good and another one is up, smaller value this one and is already half funded.
Definitely needs new carpets rather desperately although is apparently having renovation work done
The rental yield does not look to bad and guess the discount on valuation can not hurt so will put my few pennies in this one
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SPV40
Mar 3, 2016 0:47:48 GMT
Post by highlandtiger on Mar 3, 2016 0:47:48 GMT
See that 39 and 40 are fully funded which is good and another one is up, smaller value this one and is already half funded. Definitely needs new carpets rather desperately although is apparently having renovation work done The rental yield does not look to bad and guess the discount on valuation can not hurt so will put my few pennies in this one Same thoughts myself, a few crisp tenners will be winging my way to PM later today. 
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adrianc
Member of DD Central
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SPV40
Mar 3, 2016 8:57:56 GMT
Post by adrianc on Mar 3, 2016 8:57:56 GMT
That's more like it...! And none of this paying a percentage to an agent to guarantee rent. One oddity, though - this is the first time I've funded one since getting any kind of balance - you can't part-fund an investment from your balance, with the rest from inward money. That's a pity. propertymoose - any chance of that finding its way onto the future dev list? |
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webwiz
Posts: 1,133
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Post by webwiz on Mar 3, 2016 12:36:26 GMT
That's more like it...! And none of this paying a percentage to an agent to guarantee rent. One oddity, though - this is the first time I've funded one since getting any kind of balance - you can't part-fund an investment from your balance, with the rest from inward money. That's a pity. propertymoose - any chance of that finding its way onto the future dev list? IIRC you cant do it by funding the property directly from it's own page but you can top up your electronic wallet first by a bank transfer. Click on your balance next to the avatar.
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adrianc
Member of DD Central
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SPV40
Mar 3, 2016 12:40:02 GMT
Post by adrianc on Mar 3, 2016 12:40:02 GMT
Ah. Makes sense, but far from obvious...
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ben
Posts: 2,020
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SPV40
Mar 3, 2016 21:01:52 GMT
Post by ben on Mar 3, 2016 21:01:52 GMT
doubt this one will last much longer been up few days and over 70% there
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SPV40
Mar 4, 2016 18:04:26 GMT
Post by highlandtiger on Mar 4, 2016 18:04:26 GMT
It may stall for a little while because of the new property that has just been put up that has slightly better figures
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ben
Posts: 2,020
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SPV40
Mar 4, 2016 19:15:06 GMT
Post by ben on Mar 4, 2016 19:15:06 GMT
It may stall for a little while because of the new property that has just been put up that has slightly better figures Have not received the email for that just had a quick look £250 so far from 6 investors might take awhile at that rate.
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adrianc
Member of DD Central
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SPV40
Mar 5, 2016 8:42:42 GMT
Post by adrianc on Mar 5, 2016 8:42:42 GMT
It may stall for a little while because of the new property that has just been put up that has slightly better figures Guaranteed rent? No, thanks.
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SPV40
Mar 5, 2016 9:11:28 GMT
Post by highlandtiger on Mar 5, 2016 9:11:28 GMT
It may stall for a little while because of the new property that has just been put up that has slightly better figures Guaranteed rent? No, thanks. Just wondering why you are a bit reticent about guaranteed rent... Am I missing something?
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adrianc
Member of DD Central
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Post by adrianc on Mar 5, 2016 9:16:43 GMT
Guaranteed rent? No, thanks. Just wondering why you are a bit reticent about guaranteed rent... Am I missing something? Unless PM have found some kind of philanthropist to manage their properties, I'd prefer to take the risk and the full income.
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SPV40
Mar 5, 2016 9:24:55 GMT
Post by highlandtiger on Mar 5, 2016 9:24:55 GMT
Just wondering why you are a bit reticent about guaranteed rent... Am I missing something? Unless PM have found some kind of philanthropist to manage their properties, I'd prefer to take the risk and the full income. Fair enough. To me its swings and roundabouts. Guaranteed rent = lower dividends but zero voids, as opposed to slightly higher dividends and run the risk of void periods. I just look at the bottom figures, if they fit within what I'm aiming to make over a certain time period, I'll invest, if not, I won't
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adrianc
Member of DD Central
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SPV40
Mar 5, 2016 9:29:27 GMT
Post by adrianc on Mar 5, 2016 9:29:27 GMT
Unless PM have found some kind of philanthropist to manage their properties, I'd prefer to take the risk and the full income. Fair enough. To me its swings and roundabouts. Guaranteed rent = lower dividends but zero voids, as opposed to slightly higher dividends and run the risk of void periods. I just look at the bottom figures, if they fit within what I'm aiming to make over a certain time period, I'll invest, if not, I won't Way I'm looking at it is the guarantor's intention is to be profitable, after paying all their overheads. Of course. Else they wouldn't get out of bed. Which means I'm paying the overheads and profit - which means I'm significantly down unless things go far more pear-shaped than anybody expects. And if we started from that expectation, we wouldn't be doing this anyway, we'd be keeping our money in a nice safe FSCS-protected bank account or three.
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Post by highlandtiger on Mar 5, 2016 9:39:36 GMT
Which means I'm paying the overheads and profit - which means I'm significantly down unless things go far more pear-shaped than anybody expects. And if we started from that expectation, we wouldn't be doing this anyway, we'd be keeping our money in a nice safe FSCS-protected bank account or three. Keep my money in a bank?..................now go away and wash your mouth out....  My journey to crowdfunding and p2p started off with investing in precious metals, before being introduced to other "alternative" investments, so you can see my faith in banks started off at a very low point anyway.
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ben
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Post by ben on Mar 5, 2016 20:46:40 GMT
I am in two minds on the guaranteed rents ones, like adrianc said you could get more potentially without as they intend to make money out of it, but you also have to take into account PMs cost as well. But if the figures add up I am quite happy to accept a little less and let someone else have some profit, afterall I could not invest in PM/PP at all and buy myself a rental property and potentially earn more but to me this is easier at a cost of a little less money.
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