Post by Deleted on Dec 13, 2015 13:34:52 GMT
Today I bough on the secondary market a slice of the Loan "Cashflow For Retail Pharmacies" (risk band B).
I did not make a note of the loan number thinking I would find it easily via the FC LoanBook.
In the FC transactions you only see the loan slice number, but this is usually sufficient to make a reverse lookup via the payment schedule .cvs file and the fc loanbook (this is what I always do, please tell me if there is another way!)
But in this case it did not work, as the exact loan name strangely did not find any match in the FC loan book.
Luckily there were still some parts on the secondary market, so I did a search there and that brought to me the loan number, which is 4855.
Now, the mistery.
a) The live loan page call this loan "Cashflow For Retail Pharmacies"
(4855) and puts the loan amount to 135.000 GBP
b) The loan book calls this loan "Working capital" (4855) and puts the loan amount to 150.000 GBP.
The only thing I can think off is that the borrower had some spare cash (15k) at some point and make and extra payment to reduce the total, but I cannot find any note/remark of this action, so I am puzzled about the difference in the loan amount.
Also i cannot understand why they would change the loan name and the amount on the live loan and not on the loanbook.
Anyone can shed some light on this discrepancy?
I did not make a note of the loan number thinking I would find it easily via the FC LoanBook.
In the FC transactions you only see the loan slice number, but this is usually sufficient to make a reverse lookup via the payment schedule .cvs file and the fc loanbook (this is what I always do, please tell me if there is another way!)
But in this case it did not work, as the exact loan name strangely did not find any match in the FC loan book.
Luckily there were still some parts on the secondary market, so I did a search there and that brought to me the loan number, which is 4855.
Now, the mistery.
a) The live loan page call this loan "Cashflow For Retail Pharmacies"
(4855) and puts the loan amount to 135.000 GBP
b) The loan book calls this loan "Working capital" (4855) and puts the loan amount to 150.000 GBP.
The only thing I can think off is that the borrower had some spare cash (15k) at some point and make and extra payment to reduce the total, but I cannot find any note/remark of this action, so I am puzzled about the difference in the loan amount.
Also i cannot understand why they would change the loan name and the amount on the live loan and not on the loanbook.
Anyone can shed some light on this discrepancy?
