SteveT
Member of DD Central
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Post by SteveT on Nov 11, 2015 8:29:23 GMT
[Probably worth a dedicated thread, given the number of borrowers looking to refinance onto lower rates these days]
15267 proposing to repay early
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adrianc
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Post by adrianc on Nov 11, 2015 8:35:26 GMT
6621 - now repaid
10326/14819
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Post by Deleted on Nov 11, 2015 9:02:41 GMT
I'm surprised it has taken them so long to take advantage of this change. Action is obvious, as the capital comes back move it to a different P2P
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registerme
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Post by registerme on Nov 11, 2015 10:20:44 GMT
11991 (though they are going to list a new loan to take out the old one).
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Post by GSV3MIaC on Nov 11, 2015 15:07:36 GMT
These days whenever I run a DB consolidation against the newest loan book I seem to come up with more than a dozen a week which have (newly) repaid early. For a giggle check out the number of 'repaid' 60 month loans, and then go figure when 60 month loans were first issued, and square the circle. The loan book is no use at all in that regard, since it always gives the repayment date as start date + term (which you can figure out yourself without resorting to calculus) .. many of these repaid loans have repayment dates which won't happen for years yet. 8<.
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ablender
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Post by ablender on Nov 11, 2015 18:20:28 GMT
I wish that 14481 repays early. At least I will get my money back.
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SteveT
Member of DD Central
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Post by SteveT on Nov 14, 2015 7:32:44 GMT
12835
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dawn
Member of DD Central
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Post by dawn on Nov 14, 2015 8:36:51 GMT
My comments list shows
7232 (on 12/11/15) - A
15267 (on 9/11/15) - A
However they don't all follow through - I also have
7445 on (18/9/15) - D
6600 (on 3/9/15) - C
8335 (on 24/7/15) - C
6251 (on 18/8/14) - B
The first 3 are continuing to service their loans OK, but 6251 went on to default in the autumn last year with very small recoveries during the year although we are promised a bigger lump soon (~30%). I haven't kept a note of who does finish early when they say they are going to, but I have also had a number finish early in the last month or so with no warning.
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