Post by justme on Dec 8, 2017 23:09:19 GMT
Trying to make sense of numbers , woild appreciate help. Not that it is relevant not when I been on FC for too short a time with too little money tomake any differece vut would be interesting to know:
Are loans in arreas or with removed risk band that one would not been ablebto sell if one wished to do so included in portfolio total? Looks like they are but then the numbers of earnings are not the true ones because one could not get them out if one wanted to and there would be high likelyhood of it becoming irrecoverable. Do I miss anything and how do you calculate your interest/earnings - do you accept the money that is tied in those loans to be part of your earnings or do you deduct them from total in addition to what FC deducts as a bad debt? Bad debt =defaulted lians, am I right ? As this is another issue, the total of defaulted loans in the comments to loan parts does not seem to tally up with bad debt total number FC gives me.
Are loans in arreas or with removed risk band that one would not been ablebto sell if one wished to do so included in portfolio total? Looks like they are but then the numbers of earnings are not the true ones because one could not get them out if one wanted to and there would be high likelyhood of it becoming irrecoverable. Do I miss anything and how do you calculate your interest/earnings - do you accept the money that is tied in those loans to be part of your earnings or do you deduct them from total in addition to what FC deducts as a bad debt? Bad debt =defaulted lians, am I right ? As this is another issue, the total of defaulted loans in the comments to loan parts does not seem to tally up with bad debt total number FC gives me.
