Latest Loan the N**** H**D

It seems bricks and mortar are mainly found on other platforms. You are right more lenders are needed. The loan has filled. Yes, this loan does have a nice feel to it. The answers to questions indicate a hard working landlord with a lot of experience. At the moment I agree there is not that much security but I suppose for this rate of return you can't have both. On paper it looks good PG(x2), PGI(x2), debenture. With time and steady trading this should prove very secure and a good investment. The landlord has put £22,000 in plus £30,000 from a silent director backer who has good business judgement. Apparently pubs are still closing at 28 a week!! This very nice country village pub seems perfectly positioned with a big town nearby, a steady core of locals and the new 2,500 dwellings development happening soon. It’s somewhere to go for the big town folks to get into the country with not much effort. It should do ok. Agreed, the narrative from the director is good. He is very responsive to questions and this is a good sign. With this high return rate it's worth investing something.

Definitely rebs improve QandA lately. It is lot more polite but I take you point that there are other sites that either you can ignore questions or the loan has been due diligence by experts that all is needed is read it. Experts costs moneys and I suppose this is what makes lower rate.



The wife use to do investing. She helps when she can. It is me now. I try to read and learn from others to carry on, read p2p sites here at forum and all the questions from rebs and I learn a lot from dodgeydave. I agree with you about bricks and mortar for rebs the wife tells we dont get high rates for low risk be carfull. Risk is everywhere including bricks and mortar and so you might find this interesting. It might applies to all investments. Please read. What do you think,



beatmydebt.com/self-help-guides-resources/charging-orders/charging-orders-on-jointly-owned-property





Please read. Even with p2p specialist in bricks and mortar it not always easy,



p2pindependentforum.com/thread/6801/state-play-property-lending-on

binkle



Very good points. I like your
never take security as secure.
That is very good advice.

There is a Michael Lawther at rebs. The letters he sends out to lenders of behind payers seem to be written good.



The N**** H**D I understand will have update after Christmas? I think it should looking good. If someone ask for update in April 2017 this will be more a test how pub is doing. As the wife said if you get rebs right you get good return. If you get rebs wrong you lose. She does due diligence. Although we no 28 pubs are closing each week we think there are many that wont and we both think this pub does good with landlord of experience and ideas. He is not afraid to do hard work with many hours