arbster
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Post by arbster on Sept 28, 2015 20:52:36 GMT
That's odd. All I had to do was type in my passport number and my account was open in no time. Same for my wife, but apparently they didn't like something. Maybe a data issue, or something more sinister. Will see how they respond tomorrow.
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registerme
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Post by registerme on Sept 29, 2015 2:26:48 GMT
My problem was a single char mistype (mine). Which became "not an issue" in seconds, over the phone.
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arbster
Member of DD Central
Posts: 810
Likes: 426
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Post by arbster on Sept 29, 2015 4:09:47 GMT
My problem was a single char mistype (mine). Which became "not an issue" in seconds, over the phone. My secret suspicion is that it's the same here. However, if that's the case, the person that thought it would be a good user experience to "make them type a 40-character random string of letters and numbers and if they get it wrong make them jump through hoops without giving them a second chance" should be immediately fired.
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Post by nanniema on Sept 29, 2015 7:56:40 GMT
Disappointingly, my wife attempted to sign up with LC tonight, but despite giving far more information than has been required by any of the established P2P websites she was requested to provide scanned copies of a number of personal documents as proof of identity. There's no way that's happening with a relatively unknown and completely unproven financial institution, not yet regulated by the FCA. We'll be looking elsewhere. Same thing happened to me initially, sent them an email, Heather phoned me, sorted out the problem (my typo) and she opened the account there and then. I think we have been so used to the lack of personal response from some platforms that we assume it is no good asking but just walk away.
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registerme
Member of DD Central
Posts: 6,524
Likes: 6,316
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Post by registerme on Sept 29, 2015 10:10:48 GMT
My problem was a single char mistype (mine). Which became "not an issue" in seconds, over the phone. My secret suspicion is that it's the same here. However, if that's the case, the person that thought it would be a good user experience to "make them type a 40-character random string of letters and numbers and if they get it wrong make them jump through hoops without giving them a second chance" should be immediately fired. Except that it hooks into (or at least can) automated KYC / AML systems... I went through a similar process with ablrate and it worked fine simply.
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Post by lendingcrowd on Sept 29, 2015 17:07:51 GMT
No doubt LC will be happy that they are getting some serious attention now, though I can't help but feel slightly miffed that those of us who took the risk early on with a new and unknown platform, and even perhaps offered some encouragement to others, were offered a reward of just half of what can be achieved now! What about your dear loyal 'founder members', LC?! Hi kaya, Thanks for taking the plunge on us early on, we really appreciate it. All we can do is apologise for this. It’s not something we had planned in advance and the last thing we want to do is alienate our ‘founder members. Best wishes, LendingCrowd P.S. Remember you can top up your founder bonus with referrals on our refer a friend scheme
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jimbob
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Post by jimbob on Oct 1, 2015 23:15:59 GMT
Not sure the W**w**** deal is for me as an investor.
Cracking deal on a new boiler should mine pack up though !
0% for 5 years !
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Post by hj on Oct 6, 2015 14:41:02 GMT
First post fail..
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Post by hj on Oct 6, 2015 14:42:17 GMT
I've been using lendingcrowd from the start of May and have seen their deal numbers increase quite quickly. They do have a longish auction period for the loans but IMO this will reduce as the number of lenders increase. I've used the main auction and the secondary market to get the loans I want and have rates from 12% to 18%. They are quick to respond to emails / questions and I'm reasonably happy with them. There is a referral scheme so if you want £50 cash back pm me for a link. I would pm you but it says I can only pm staff :s
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Post by bollidear on Oct 8, 2015 5:18:09 GMT
I'm treating Making money on the forum/Offering your details for a fee as a breach of forum rules, or requesting such. I'm treating moderators comments as offensive. Everyone is on the forum to make the most financial gain out of P2P lending through whatever means. No services were being sold and any cash gain from a referral is entirely legitimate and helpful. Moderator fail (BOF). I take it the local council meeting finished early tonight?
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SteveT
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Post by SteveT on Oct 8, 2015 6:52:34 GMT
I'm treating Making money on the forum/Offering your details for a fee as a breach of forum rules, or requesting such. I'm treating moderators comments as offensive. Everyone is on the forum to make the most financial gain out of P2P lending through whatever means. No services were being sold and any cash gain from a referral is entirely legitimate and helpful. Moderator fail (BOF). I take it the local council meeting finished early tonight? If you're reluctant to abide by the forum rules (including civility) then go elsewhere. There's been a fair amount of "touting" for LC referral bonuses on several threads recently, which certainly is tiresome for everyone to have to read repeatedly.
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Post by Ton ⓉⓞⓃ on Oct 8, 2015 22:17:33 GMT
I'm treating Making money on the forum/Offering your details for a fee as a breach of forum rules, or requesting such. I'm treating moderators comments as offensive. Everyone is on the forum to make the most financial gain out of P2P lending through whatever means. No services were being sold and any cash gain from a referral is entirely legitimate and helpful. Moderator fail (BOF). I take it the local council meeting finished early tonight? It is perhaps possible that when p2p loans etc. are allowed into ISA's there might be a lot more referral schemes with even more generous benefits as each platform seeks our favours. If it was open season the forum could be overloaded with Users swapping details, perhaps that might be a good thing for Lenders to make money and be introduced to new sites. There is the possibility of abuse, the whole ethos of the Forum might be changed to one where we're not as honest with each other as we have always been about our experiences with loans & platforms because we can now 'sell' platforms to each other. In other words would we be tempted to praise a platform simply because we might be able to make money from referrals. There maybe other benefits/risks, also it maybe useful to have a proper discussion about referral bonuses, politely of course, and it might be better to have it on the " General P2x Discussion Board" If someone want to start a new thread over there...
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arbster
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Post by arbster on Oct 9, 2015 7:59:49 GMT
Just noticed there's a new loan available on lendingcrowd, although the financials seem to need a bit of work before I'll be confident enough to bid. Sadly it looks like we're back up to 21 days on this one
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SteveT
Member of DD Central
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Post by SteveT on Oct 9, 2015 8:18:22 GMT
Just noticed there's a new loan available on lendingcrowd, although the financials seem to need a bit of work before I'll be confident enough to bid. Sadly it looks like we're back up to 21 days on this one Looks like it might just have changed to 5 days, assuming you're looking at the wedding venue.
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arbster
Member of DD Central
Posts: 810
Likes: 426
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Post by arbster on Oct 9, 2015 8:23:45 GMT
Just noticed there's a new loan available on lendingcrowd, although the financials seem to need a bit of work before I'll be confident enough to bid. Sadly it looks like we're back up to 21 days on this one Looks like it might just have changed to 5 days, assuming you're looking at the wedding venue. Yep, they've shortened it considerably. That's positive. Now they just need to tidy up the financials - lendingcrowd?
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