empirica
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Post by empirica on Aug 2, 2018 20:00:24 GMT
empirica have you looked at hnwlending Auto Invest? 7% pa - Min £10k or £5k in an ISA From HNW FAQs: "Auto_Invest loan invests in a minimum of 15 loans on the HNW Lending platform and has a maximum exposure of 10% of its value in any one loan. When one loan repays, Auto_Invest will purchase another loan so that it remains fully invested. The loans in which it invests will all have a Director's first loss tranche in line with the remainder of the loan available for direct investment on the HNW Lending platform. To withdraw capital, investors should sell their participation on the secondary market." Thanks gb, I had seen HNW but based on the link I'm guessing that must be behind a log-in and I hadn't got that far. One for the list ...
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Post by thebridgecrowd on Oct 8, 2018 17:14:58 GMT
Dear all,
I have read all your posts. It is really interesting to see what people like and do not like.
What I can see that you all like is the simplicity of the way we do things. We aim to continue that.
We will be launching a new site shortly. It will be allow investors to continue to select which individual loans to enter.
The site will also list new loans such as regulated mortgages, regulated second charges and consumer credit loans.
We will be adding new investment accounts that allow you to chose a flat rate of return and your money will be diversified across all new loans in the loan book up to certain LTV's of your choice. Your capital invested until you wish to withdraw or there will be a set time period.
So please keep telling me what you want and do not want, its really helpful.
Warm regards
Louis Alexander
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alibaba
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Post by alibaba on Oct 8, 2018 18:05:27 GMT
Hi Louis
Quote "Your capital invested until you wish to withdraw or there will be a set time period."
Very interested in your post, if I new that I could withdraw my capital at any time I would be willing to significantly increase my investment.
Many thanks for taking the time to post.
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IFISAcava
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Post by IFISAcava on Oct 8, 2018 23:00:09 GMT
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dh1
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Post by dh1 on Oct 16, 2018 5:57:41 GMT
For me, ISA is at the very top of the "must have" list for BC (or pretty much any other p2p platform, come to that).
At a much lower level of desirability is the absence of the irritating twitching stars ("put more money in" and "updates").
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dh1
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Post by dh1 on Nov 11, 2018 21:01:09 GMT
The somewhat refreshed website - which contains some useful additions - has dropped one (updates) of the annoying twitching stars! That just leaves us with one. No sign of an IFISA, though...
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pedros
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Post by pedros on Nov 12, 2018 0:01:07 GMT
The rolled interest tab is a nice addition (I don’t think I had noticed it before).
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snowmobile
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Post by snowmobile on Dec 7, 2018 11:34:08 GMT
I've just noticed another recent website improvement. Secondary market purchases are now allocated instantly. No more waiting for hours only to be told you haven't been allocated anything Keep it up BC. We still need a little time to do DD on the Friday new loan launches
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SteveT
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Post by SteveT on Dec 7, 2018 12:27:21 GMT
I've just noticed another recent website improvement. Secondary market purchases are now allocated instantly. No more waiting for hours only to be told you haven't been allocated anything Agreed, although that does sound rather like "operating an electronic system in relation to lending" ....
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qwakuk
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Post by qwakuk on Dec 7, 2018 18:09:36 GMT
Are other members getting emails to confirm when you get a loan. Get the pending email but not the confirmation email on last 3 investments.
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michaelc
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Post by michaelc on Dec 7, 2018 19:16:00 GMT
Are other members getting emails to confirm when you get a loan. Get the pending email but not the confirmation email on last 3 investments. I didn't last week (which was the first/only time it has happened). I had to check in the pending list on the site.
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tomp
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Post by tomp on Dec 7, 2018 19:33:55 GMT
Are other members getting emails to confirm when you get a loan. Get the pending email but not the confirmation email on last 3 investments. I have the same problem.
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qwakuk
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Post by qwakuk on Dec 8, 2018 8:20:14 GMT
guys, have you reported it, as i was told they will now refer it to the developers
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huxs
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Post by huxs on Feb 6, 2019 14:58:10 GMT
Dear all, I have read all your posts. It is really interesting to see what people like and do not like. What I can see that you all like is the simplicity of the way we do things. We aim to continue that. We will be launching a new site shortly. It will be allow investors to continue to select which individual loans to enter. The site will also list new loans such as regulated mortgages, regulated second charges and consumer credit loans. We will be adding new investment accounts that allow you to chose a flat rate of return and your money will be diversified across all new loans in the loan book up to certain LTV's of your choice. Your capital invested until you wish to withdraw or there will be a set time period. So please keep telling me what you want and do not want, its really helpful. Warm regards Louis Alexander I can't find any info on the investment account on the website how does this work does it still buy loan parts in £5K chunks so diversification is only achieved once you put in 100K ish or will an initial 5K investment be spread across loans? Also what is the loan flow like ?
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SteveT
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Post by SteveT on Feb 6, 2019 21:58:50 GMT
I can't find any info on the investment account on the website how does this work does it still buy loan parts in £5K chunks so diversification is only achieved once you put in 100K ish or will an initial 5K investment be spread across loans? Also what is the loan flow like ? That's because it hasn't been launched (yet?)
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