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Post by df on Apr 7, 2019 16:13:12 GMT
No he has:£7000 in a number of various ranges. He added £2000 in one block since then. NOTHING not one penny has been invested from this or from paybacks his queue will eventually reach 100% If you don't mind me asking, what dates were the investments? And, was the new £2k placed in a new investment(s) or added to old ones? I'm wondering if they've tweaked the algorithm to stop favouring new investments, possibly temporarily. Given that Welendus say there's nothing wrong, this is the only possibility I can think of. Also the £7k would have to be fairly recent as well, say newer than 4 months old ish. My 3.5 months old investments haven't had any new loans since 24/3/19. I thought you can't add new money to an old investment, except for PF bonuses. Is this wrong? I think the problem with 2k in one block could be the size of each chunk (minimum £200). I haven't done any proper analysis, just looked at few loans randomly - they seem to be very small and the largest individual lender's allocation I've noted was £50 (most are at around £10). Just guessing, £200 chunk could be too big in order to avoid borrower receiving the whole sum from a single lender???
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Post by Ace on Apr 7, 2019 16:26:41 GMT
If you don't mind me asking, what dates were the investments? And, was the new £2k placed in a new investment(s) or added to old ones? I'm wondering if they've tweaked the algorithm to stop favouring new investments, possibly temporarily. Given that Welendus say there's nothing wrong, this is the only possibility I can think of. Also the £7k would have to be fairly recent as well, say newer than 4 months old ish. My 3.5 months old investments haven't had any new loans since 24/3/19. I thought you can't add new money to an old investment, except for PF bonuses. Is this wrong? I think the problem with 2k in one block could be the size of each chunk (minimum £200). I haven't done any proper analysis, just looked at few loans randomly - they seem to be very small and the largest individual lender's allocation I've noted was £50 (most are at around £10). Just guessing, £200 chunk could be too big in order to avoid borrower receiving the whole sum from a single lender??? I haven't added any new money to an existing loan myself, but was planning to do so. I thought I'd seen mention of it somewhere as a way of adding new money to an investment while maintaining an old investment date. Maybe I just misinterpreted a post somewhere. Hopefully, if anyone has managed to do it they will post here. My largest single loan allocation is £149.91. I have several over £100, and lots over £50.
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Ukmikk
Member of DD Central
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Post by Ukmikk on Apr 7, 2019 16:32:19 GMT
The chunk size is the maximum size, actual allocations can be, and often are,smaller.
I think godanubis' brother will see some movement eventually. I too went through a barren period of several weeks after the first flush of lending, but then eventually things did start moving again.
We are in a situation of variable demand and surplus lender funds which is frustrating for newer lenders who find themselves waiting to get cash lent out. I have concluded that patience is essential and will assess ROI after at least six months lending.
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